Middletown couple helps first-time homebuyers
accomplish ‘The Dream’
May 27, 2014
It’s the classic example of which came first, the chicken or the egg? “I’ve recently graduated college or trade school and found a good job. I’ve been able to save a few dollars for a small down payment. I know I don’t want to pay rent forever but when can I actually buy my first home?” Mike and Jill Kohler, owners of Net Equity Financial Mortgage and Real Estate Services in Middletown Township, think buying a home is not only possible, but likely for many.“There is a good segment of the younger population that are a lot closer than they think to owning a home. The first step is overcoming the financing challenge,” says Mike Kohler. “If you have been renting and are able to document your rent terms with your landlord for the last 12 months, that will go a long way toward your goal. There is always a supply of nice homes on the market, but the overall goal is to help you find a home that you like, can comfortably afford, and get the financing you need to own instead of rent.
”One of the biggest benefits Net Equity offers is the “one-stop shop” approach. Buying, selling and financing a home can be a challenge in the best situations. They offer a full line of loan products through 30-40 different banks, making it a lot easier for their clients to shop banks to get the best deal. They also offer same day preapproval. Additionally, being licensed realtors with Chapman Century 21, Net Equity can also list and sell property, as well as offer buyer services. You can basically call them, get your loan preapproved, get a list of properties you want to see, and go out the same day to see houses. When you find a house you like, they prepare your offer, negotiate with the other party, schedule your inspections, and handle every facet of your transaction. That’s about 100 less phone calls for you, which saves both time and money. This is especially convenient for first-time home buyers, as it simplifies a lot of the process and lets you focus on your upcoming move, while Net Equity focuses on getting your loan and sale to closing. Plus they always offer a free consultation.
Net Equity Financial is a mortgage and real estate company located 2267 Langhorne-Yardley Road in Middletown Township. They are also affiliated with Century 21 Chapman Agency Real Estate also of Middletown. Their websites are www.NetEquityLoans.com andwww.PaRealEstateForSale.com. Their office number is 215-741-3131
You can also e-mail LoanDept@NetEquityLoans.com and Info@PaRealEstateForSale.com. They are licensed by the Pennsylvania Department of Banking, NMLS #144477, and licensed Realtors by the Pennsylvania Real Estate Commission. Better Business Bureau A-rated.
PHOTO CAP: Mike and Jill Kohler, owners of Net Equity Financial Mortgage
and Real Estate Services